Germany Mortgage Calculator

Estimate monthly mortgage payments in Germany.

Loan details

Monthly payment

€1,602

Loan amount€320,000
Total interest€160,599
Total paid€480,599

Disclaimer: Results are estimates for informational purposes only and do not constitute tax, legal, or financial advice. Rules change frequently—verify with a qualified professional before making decisions.

About this calculator

Plan property financing with German-style fixed-rate mortgage estimates.

How it works

Enter property price, down payment, interest rate, and term. Monthly payment and total interest are calculated.

Germany specific notes

Typical fixed periods are 10–15 years with full repayment or bullet structures.

Germany uses a progressive income tax system with solidarity surcharge and church tax options. Social security contributions are split between employer and employee.

🇩🇪 Germany country guide

Plan German salary, tax, and living costs with calculators tailored for employees, freelancers, and expats relocating to Deutschland.

Popular cities: Berlin, Munich, Hamburg, Frankfurt, Cologne · Currency: EUR

Frequently asked questions

Rates vary with ECB policy and equity. Compare offers with 10–15 year fixed periods common in Germany.